I really shouldn't have done that

[inulro]

Get bored enough to look online for real estate in Nova Scotia. I found this, which is not only rather cute, it's cheap enough to buy outright with the profit we could get from selling this place.

Now I just have to sort out at least one job in rural Nova Scotia. This place is really in the middle of nowhere.

I could probably get a job in Halifax, but the cost of living is probably sufficiently higher there that we'd need two jobs. However, last time I checked I don't have any rural job skills, not that there are any jobs up there anyway. I don't think Selling Shit on the Internet is going to cut it, even if the house does have home office facilities.

You should see what I could buy in Newfoundland with the money under the cushions of the sofa. But I really do draw the line at Newfoundland. I'm not that desperate to be mortgage-free.

Comments

[inulro.livejournal.com]

You can't really sell a house in Canada with only one bathroom. Which means when I find one, I can get it dirt cheap. Also lots of other features which Canadians seem to think are important that simply don't matter to me.

The chances of us moving anytime soon are very slim: Immigration to Canada involves a lot more money than we have; plus relies quite a lot on me being well enough to be the only one working for a while.

I just like the idea of property so cheap we could own it outright.

[the_axel]

Finding work 100km from Halifax might be difficult, but Halifax is doing pretty well (lots of IT & call centres thanks to big government granst and low costs).

If your partner is of working age and is immigrating as family class then Immigration Canada really won't care what your income is (much beyond you having one) - at least that was my experience - Maya was in school & working part-time at a bar job.

Unless, of course, you need to be in Canada duringthe process 'cos I know from my friends experience that he shouldn't move here until his landed papers arrive.

Also, if you can afford to buy a $90k house outright, bear in mind that you can get a decent house in downtown T.O. (the second most expensive city in Canada) for $250k.
Although getting a mortgage if you've been out of the country for 7 years would be tricky 'cos your credit history would have expired.

[inulro.livejournal.com]

We could easily afford a mortgage in Toronto, especially given what we'd be taking with us as a down payment. I just have stupid dreams about living mortgage-free. As for my credit history, I should think that in the Internet age they'd be able to contact someone about my credit history over here.

[the_axel]

Either fortunately or unfortunately, depending on on the individial, credit histories don't cross international boundaries at all well.

I know for a fact that if you move between the UK, Canada and the USA you start as a blank slate. I know a bunch of people who've had to deal with the pain of starting over again.

AFAIK there are privacy and legal issues involved that make it far more trouble than it's worth for banks and credit reporting agencies to set up international links.